Kima Labs and Mocasa Forge Strategic Partnership to Revolutionize Southeast Asia’s Buy Now, Pay Later (BNPL) Market with DeFi Liquidity
November 5, 2025 — Kima Labs, the developer of a pioneering decentralized settlement protocol, and Mocasa, a leading Buy Now, Pay Later (BNPL) provider in Southeast Asia, today announced a landmark partnership set to integrate decentralized finance with mainstream consumer credit. This collaboration will unlock new institutional-grade liquidity for the BNPL sector.
The partnership will directly address the growing demand for accessible consumer credit in Southeast Asia by connecting Mocasa’s established BNPL platform with Kima’s innovative cross-ecosystem settlement infrastructure. The initial phase will focus on creating decentralized liquidity pools to fund Mocasa’s lending operations, enabling more efficient and scalable financing.
A key objective is the tokenization of BNPL receivables. This process will transform consumer loans into standardized, on-chain investment products, opening the door for both institutional and DeFi investors to participate in a new, yield-generating asset class. The collaboration aims to scale its Total Value Locked (TVL) to over $100 million within two years, demonstrating a powerful new model for financial inclusion and capital efficiency.
The partnership is already underway with a proof-of-concept to validate the technical and compliance frameworks. This initial phase utilizes a Kima-funded vault to test live disbursement and repayment cycles through Kima’s atomic settlement layer.
“This partnership is a pivotal moment where the promise of DeFi meets the tangible needs of the real world,” said Eitan Katz, CEO of Kima Labs. “By bridging DeFi liquidity with consumer finance, we are building a more open, efficient, and borderless credit infrastructure. We are thrilled to partner with Mocasa to bring this vision to life.”
Robin Wong, CEO of Mocasa, commented, “The demand for BNPL services in Southeast Asia is accelerating, and our collaboration with Kima allows us to meet this demand with unprecedented scale and efficiency. By leveraging DeFi, we are not just accessing a new source of capital; we are pioneering the future of consumer finance in the region.”
This strategic alliance signifies a major step forward in merging traditional financial technology with the decentralized web, creating a scalable and transparent model for the future of lending.
About Kima Labs
Kima Labs is the developer of the Kima Network decentralized settlement protocol designed to connect traditional financial (TradFi) and decentralized financial (DeFi) ecosystems. Its unique universal, cross-ecosystem settlement layer enables real-time, compliant transactions for financial institutions, fintechs, and payment platforms worldwide.
About Mocasa
Mocasa (Puretek Group Limited) is a premier Buy Now, Pay Later (BNPL) platform with significant operations in the Philippines and across Southeast Asia. By providing accessible and flexible credit solutions, Mocasa empowers consumers and drives growth for merchants in one of the world’s fastest-growing digital economies.
